Interest Rates Comparison Table

Interactive Brokers
pays up to USD 4.83%
on instantly available cash in
your brokerage account1

Interactive Brokers
pays up to USD 4.83% on instantly available cash in your brokerage account1

How Much Interest is
Your Broker Paying You?

USD Interest Rate Comparison

Broker Interest Rate
Bank of America 0.04%
Citi 0.06%
E-Trade 0.01%
Interactive Brokers 4.83% *
JP Morgan 0.02%
Schwab 0.45%
Wells Fargo 1.00%

Rates as of July 3, 2024. *Rate shown applies to IBKR Pro clients only. Positive settled cash balances held in the securities segment of accounts with NAV>100k earn the stated interest rate and those with NAV<100k earn a proportional rate. Cash held in the commodities segment of an account does not earn interest. Rates are subject to change.

Interactive Brokers LLC is a U.S. Broker/Dealer and not a Bank, as such Interactive Brokers’ accounts are not eligible for FDIC coverage, but are insured through SIPC. For additional information about SIPC coverage please visit www.sipc.org. Bank interest rates shown are based on USD 100k deposit and customers being located in Greenwich, CT. Bank interest rates may vary depending on location of customers.

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Disclosures:

Competitor rates and offers subject to change without notice. Services vary by firm.

Clients may earn interest on long-settled cash balances. Please note that interest is earned on long-settled cash balances held in the securities segment of an account but not on cash held in the commodities segment.

  1. Credit interest rate as of July 3, 2024.