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Interest Rates Comparison Table

Percent symbol

Interactive Brokers
pays up to USD 3.83%
on instantly available cash in your brokerage account1

How Much Interest is Your Broker Paying You?

USD Interest Rate Comparison (Examples)

Scenario Interactive Brokers Bank of America Citi E-Trade JP Morgan Schwab Wells Fargo
NAV = $20,000
Cash = $5,000
0.000%* 0.010% 0.030% 0.010% 0.020% 0.050% 0.260%
NAV = $80,000
Cash = $20,000
1.532%* 0.010% 0.030% 0.010% 0.020% 0.050% 0.260%
NAV = $320,000
Cash = $80,000
3.351%* 0.010% 0.060% 0.010% 0.020% 0.050% 0.260%

*Rate shown applies to IBKR Pro clients only. Cash held in the commodities segment of an account does not earn interest. Rates are subject to change.

Rates as of June 6, 2025. Source: bankofamerica.com, citi.com, us.etrade.com, jpmorgan.com, schwab.com, wellsfargoadvisors.com
Interest rates shown are based on standard brokerage account or bank balances for customers located in Greenwich, CT. Interest rates may vary depending on location of customers.

Interactive Brokers LLC is a U.S. Broker/Dealer and not a Bank, as such Interactive Brokers’ accounts are not eligible for FDIC coverage but are insured through SIPC. For additional information about SIPC coverage please visit www.sipc.org.

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Disclosures:

Competitor rates and offers subject to change without notice. Services vary by firm.

Clients may earn interest on long-settled cash balances. Please note that interest is earned on long-settled cash balances held in the securities segment of an account but not on cash held in the commodities segment.

  1. Credit interest rate as of June 6, 2025.